LMS Medical Fund offers a wide range of options for you and your family at every life stage. Our options insure you and your family for the unexpected, whilst helping you to plan for your day-to-day medical needs.
So instead of an overwhelming number of different choices, simply determine the type and level of medical aid cover you need. Our comparison tool and option matchmaker are here to help.
Major Medical Cover
If you are willing to sacrifice some freedom of choice for a lower monthly contribution, this option is ideal for you. You only pay for the services you need. As such, there are no day-to-day benefits or savings.This option allows you to manage the cost of your contributions by choosing to use hospital and day-clinic network facilities and chronic medicine to be obtained from state facilities.
This is the perfect option if you're starting out. It provides generous cover for your healthcare needs that includes freedom of choice of private hospitals.
This is the ideal option to cover unforeseen medical expenses, now or later in life. Generous hospital, chronic and disease management cover is included, plus the freedom to select your own hospitals.
Major Medical Cover plus a Medical Savings Facility
Perfect for young families and individuals, this option covers private ward fees for baby births and specific consultation and chronic medication benefits for children. This option allows you to manage the cost of your contributions by choosing to use hospital and day-clinic network facilities and chronic medicine to be obtained from state facilities.
Shaped with individuals and young families in mind, it covers private ward fees for the birth of your baby and specific consultation and chronic medication benefits for children.
Get all the healthcare cover you need as a growing family and as you mature. This option includes rich day-to-day benefits paid from savings.
Major Medical Cover, a Medical Savings Facility and an Above Threshold Benefit
Every care has been taken to give you all-round quality cover with generous in-hospital cover benefits that are easy to manage. This option allows for lower contributions by choosing to use hospital and day-clinic network facilities and chronic medicine obtained from state facilities.
Uniquely designed to provide cover for you and your family, COMPLETE Standard allows for freedom of choice and quality care both in and out of hospital.
This complete threshold and savings option gives you excellent cover for your family's day-to-day and hospital healthcare needs, plus the freedom to choose your own service providers.
Specific Provider Network
This low-cost option is ideal for families who need comprehensive cover at an affordable price. It allows members the use of quality healthcare providers from the primary care network – the Care Cross network – for day-to-day services and hospital stays.
This option choice offers the most flexibility coupled with the most comprehensive cover at the highest rate of reimbursement.